First Time Home Buyers 

Paperwork is sometimes the roadblock that stands between first time home buyers and their first house. Taking the fear of the unknown out of the equation can smooth out the process. Start gathering documents now, such as:

  • 3 months' bank statement
  • Gift letter; donor's bank statement; copy of gift check; copy of deposit receipt
  • Explanations for late payments; credit inquiries in the last 90 days; charge-offs; collections; judgments; liens
  • Bankruptcy papers within 7 years
  • Copy of Social Security Card and driver's license
  • Last 2 years' W2 forms
  • Pay stubs
  • Last 2 years' 1040s if self-employed; interest income
  • Y-T-D P&L Statement is self-employed
  • Corporate or Partnership tax returns (if you own more than 25% of a business)
  • Copy of purchase agreement (if you have already made an offer)
  • Receipt for child support payments
  • Copy of Divorce Settlement

Denver Realty Pro has partnered with some of the best Mortgage Professionals across the Denver Metro Area.

Please contact us and we will be happy to get you in touch with them so you can start the mortgage process.