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Things to Consider When Purchasing a Home
Whether you're purchasing your first home or you currently own a home and are looking to upgrade, buying a home requires research, careful analysis, consideration, and thought.
Home buying isn't any different. Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space are just part of the home equation.
There are many other factors to consider when you begin your home search like financing, down payment and how rates affect how much you can afford. Here are a few tips to consider.
- Get pre-approved for a mortgage: This will give you a clear idea of how much you can afford and will show sellers that you're a serious buyer.
- Determine your wants and needs: Make a list of what's important to you in a home, including the location, number of bedrooms and bathrooms, and overall size.
- Research the market: Get to know the neighborhoods you're interested in, and research the current real estate market to see what's available in your price range.
- Hire a real estate agent: Consider working with a real estate agent who can help you find the right home, negotiate with the seller, and handle the paperwork and closing process.
- Inspect the home thoroughly: Before making an offer, have the home inspected to make sure it's in good condition and there are no major repairs needed.
- Consider the total cost: Keep in mind that buying a home involves more than just the purchase price. You'll also need to pay the Realtor's commission, closing costs, property taxes, insurance, and ongoing maintenance.
- Negotiate the terms of the sale: Once you've found the right home, you can negotiate the price, closing costs, and other terms of the sale with the seller.
- Closing: Once the sale is agreed upon, you'll need to complete the closing process, which involves signing the necessary paperwork and paying any remaining fees.
Having a highly experienced Realtor assisting you every step of the way makes all the difference. We understand this complex real estate market and have the strategies needed to assist you with purchasing your home.
As area experts, we can help educate you on the different neighborhoods, schools, and surrounding areas that best suit your needs and lifestyle.
We help streamline the process of buying a home and make it easier for you. We've aligned ourselves with many of the top professionals in the industry, and once an offer has been accepted, we will personally help facilitate the process from contract to closing.
Please contact us today for a free consultation.
The Home Buying Process Explained
If you're looking for additional information, please download these helpful home buying guides below.
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Senior Real Estate Specialist (SRES)
