Good news, home values rose substantially in 2022. Because of the increase in home values, the Federal Housing Finance Agency (FHFA) has increased the conforming loan limits for 2023!
The average for most counties in Colorado rose to $726,200, however there are many counties that have even higher limits.
The table below shows the conforming loan limits for all Colorado counties including all unit types. Single family properties are referred to as 1 unit property. Duplex homes properties are referred to as 2 unit properties. Triplex properties are referred to as 3 unit properies and multi plex properest are referred to as 4 unit properties.
2023 Conforming Loan Limits For Colorado
| County Name | 1-Unit | 2-Units | 3-Units | 4-Units |
| ADAMS | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| ALAMOSA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ARAPAHOE | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| ARCHULETA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BACA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENT | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOULDER | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| BROOMFIELD | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| CHAFFEE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEYENNE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLEAR CREEK | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| CONEJOS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COSTILLA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CROWLEY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUSTER | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELTA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DENVER | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| DOLORES | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DOUGLAS | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| EAGLE | $1,075,250 | $1,376,550 | $1,663,900 | $2,067,850 |
| ELBERT | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| EL PASO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREMONT | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GARFIELD | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| GILPIN | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| GRAND | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GUNNISON | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HINSDALE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUERFANO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| KIOWA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KIT CARSON | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LA PLATA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LARIMER | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAS ANIMAS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MESA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MINERAL | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOFFAT | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTEZUMA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTROSE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTERO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OURAY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PARK | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| PHILLIPS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PITKIN | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| PROWERS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUEBLO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIO BLANCO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIO GRANDE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROUTT | $845,250 | $1,082,100 | $1,308,000 | $1,625,500 |
| SAGUACHE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN JUAN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN MIGUEL | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SEDGWICK | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMMIT | $953,350 | $1,220,450 | $1,475,250 | $1,833,400 |
| TELLER | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WELD | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YUMA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
