Are You Thinking about A Reverse Mortgage?

Reverse mortgages have been around for a while yet there is still much confusion on how they work, whether it is the right move for you and are they safe.

We have put together an informative article below that dives a little deeper into this subject and helps to answer the many questions seniors have around reverse mortgages.

If you still have questions or you would like some advice, feel free to give us a call.

Important Resources for Today's Seniors as They Head into Retirement And Beyond

The Colorado Senior Law Handbook is a comprehensive resource designed to provide aging adults, their caregivers, and families with valuable information on a wide range of legal topics relevant to their lives. It is published by the Colorado Bar Association in conjunction with Continuing Legal Education in Colorado, Inc. (CBA-CLE) with the goal of helping seniors in Colorado understand the laws that affect them.  

Key features of the Colorado Senior Law Handbook:

• Comprehensive Coverage: The handbook covers a wide array of topics important to seniors, including Social Security benefits, Medicare, Medicaid, veterans' benefits, long-term care insurance, estate planning, powers of attorney, guardianship, consumer protection, elder abuse, and more.  
• Plain Language: The handbook aims to explain complex legal concepts in plain language, making it accessible to a broad audience.
• Free Access: Individual chapters of the handbook are available for free download at http://seniorlawhandbook.org/. The entire handbook can also be accessed online.  
• Regular Updates: The handbook is updated regularly to reflect changes in laws and practices. The current edition is the 2024 edition.  
• Not Legal Advice: It's important to note that the information provided in the handbook is for educational purposes only and should not be considered legal advice. Readers are encouraged to consult with an attorney for advice tailored to their specific situation.

How to access the Colorado Senior Law Handbook:

• Online: Visit the website at http://seniorlawhandbook.org/ to download individual chapters or the entire handbook.
• Senior Law Day: Attend a Senior Law Day event in your area. These events offer presentations and workshops on various legal topics relevant to seniors, and attendees may receive a copy of the handbook. You can find information about Senior Law Day events at www.cobar.org/seniorlawday.  

The Colorado Senior Law Handbook is a valuable tool for seniors and their families to learn about their legal rights and responsibilities. It empowers them to make informed decisions and navigate the complexities of aging.

This is already one of the fastest growing trends in home design, but smart home technology will soon move from a 'plus' to a 'must'. No longer seen as a passing fad, smart technology not only provides convenience, but also helps to improve health and safety within your home. Here are a few simple, smart upgrades you can make now that will appeal to buyers for years to come. 

Fun Ideas To Celebrate Valentine's Day During Quarantine 

Valentine's Day is almost here but how can show that special someone that you love them when most places are closed due to the pandemic?  Here are a few tips you can download that we think will do the trick! 

Roses are red and violets are blue. We will be counting down the days until we get to work with you! HAPPY VALENTINE'S DAY from all of us here at Denver Realty Pro, LLC! 

New Year Same Old Story...

As the calendar turned to 2021 we find ourselves in familiar territory. The Denver Housing Market continued to be extremely hot. The number of active listings across the Denver Metro Area reached record lows with just under 2,200 active listings at the end of January. 

February 2021
Real Estate News
Brought to you by Scott Beard 

Home Decor to Look Out For in 2021

Even with 2020 in the rear-view mirror, it's fair to assume we'll still be spending a good amount of time at home in early 2021. Here's a roundup of popular décor and design trends to keep in mind if you plan to redecorate this year, so you can nest with the best.

Comfort and functionality
2020 was a year when most of us spent more time at home than ever before. Not only were we confined to our homes during our free time, but our homes also became our gyms, our schools and daycares, and (if we were lucky) our offices. All of these new demands have made comfort and functionality top priorities in home design.

Unused guest rooms and formal living rooms have been given more useful purposes. Home offices have gone from makeshift setups to more permanent work stations. The rise in popularity of overstuffed living room furniture signals that consumers are focused on actually relaxing in their living spaces. Furniture sellers are also seeing high demand for partitions and room dividers, as people look to subdivide their limited free space.

You’re shopping for houses and you’ve got your mortgage pre-qualification lined up. Great!

Keep in mind that there a few things you should NOT do:

• Don’t make a major purchase. This will change your credit score and can possibly disqualify you from a mortgage.
• Don’t change jobs unless it’s absolutely necessary. A consistent work history is crucial to lenders.
• Don’t ignore lender requirements. Be absolutely clear on what the lender requires from you throughout the process and be sure to follow up on these items.
• Don’t go it alone. Give us a call today so we can help you navigate the process and help you find the home of your dreams.

Together we can make this happen!

Contact us today to find out how we can be of assistance to you!

Imagine you are a buyer looking at your home. What do you think obviously needs repair?

Money spent on repairs can make a difference in the final sale price for an important reason. Buyers tend to overestimate the cost of performing repairs and will often reduce their offer by a higher amount in order to compensate for the expense.

A better strategy is to perform the repairs before putting your house on the market.

So much has changed in only a few months' time, and "the new normal" has renters as well as homeowners reconsidering their relationship with where they live. If any of the scenarios below sound familiar to you, it could be time to make a move:

Everyone could use some space.

Whether it's because the kids are out of school, or you and your roommates are spending every waking moment at home, there comes a time when there's no substitute for additional square feet.

You've started your home buying search and are dreaming big – so now you need to take the next steps to make sure you can realize that goal. Now is the time to do your research and find the financing options for a home that will work best for you.

"Even if you're in the “just thinking about it” stage, it's a good idea..."

Even if you're in the “just thinking about it” stage, it's a good idea to speak with a few lenders about your financing options and receiving a pre-qualification for a mortgage. When you choose to become pre–qualified, you will provide some basic information about your financial situation to a lender over the phone or online.